Lorna Grace

Financial Development specialist with more than 25 years of experience in international and domestic finance. A strong project director and technical consultant, Ms. Grace has implemented and advised on a number of rural and agriculture development projects worldwide. She has designed and led numerous trainings, based on adult learning methodologies including Financial Education for Producers. She has trained in multiple venues including Boulder Turin and Costa Rica. For ACDIVOCA she transformed the challenging MCA-H/ACA (Honduras) project into an innovative, trend setting model for horticulture finance. As an independent finance professional, she led multi sector evaluations and assessments worldwide. She delivered long term technical consulting services to several financial institutions in Asia and in Latin America. She is the co-author of the CGAP costing tool and has implemented it worldwide, as well as mentoring others on its implementation. Known for her creativity and practical approach to developing financial solutions to serve the agriculture industry, Ms. Grace is a seasoned development professional, fluent in English and Spanish.

Ag-Finance Expertise in:

• Financial product design and financial innovations for rural producers/households
• Agricultural Commercial, Legal and Institutional Reform Assessments (AgCLIR)
• Linking private sector agents to facilitate blended finance
• Value chain finance assessments and training
• Agriculture Finance Training in Risk Management, Cash Flow Analysis, Financial Analysis of Agri-Businesses.
• Developer and Author of Production Based Cash flow tool
• Developer and Author of Product/Activity Based Costing Tool (CGAP)
• Researcher and Writer of Agrifinance/Financial Inclusion Publications.

Education

• Harvard University - AB, Government 1980 - 1984
• University of Alberta - MBA, Finance 1986 - 1988