Santosh Anagol

Santosh Anagol is an Associate Professor in the Business Economics and Public Policy Department at Wharton. His research focuses on financial market issues in emerging markets. One recent project studies how the regulation of fees has shaped the Indian mutual fund industry. Another project studies the behavior of life insurance agents and how they respond to changes in regulatory policy. His dissertation studied inefficiencies in the Indian market for dairy cows and buffaloes, which are commonly purchased by microfinance borrowers. His teaching focuses on the effects of economic regulation on business. He received his PhD from Yale University in 2009 and his undergraduate degree from Stanford in 2002, and was a Fulbright Scholar to India in 20022003.

Education

Ph.D., Economics, Yale University, December 2009

M.Phil., Economics, Yale University, 2005

M.A., Economics, Yale University, 2004

B.A., Economics with Minor in Mathematics, Stanford University, 2002

Academic Employment

Associate Professor of Business Economics and Public Policy, The Wharton School, University of Pennsylvania, July 2017 present

Assistant Professor of Business Economics and Public Policy, The Wharton School, University of Pennsylvania, July 2009 present

For a current list of publications and working papers, see http://assets.wharton.upenn.edu/~anagol/

Past Courses

BEPP203 BUS IN GLOBAL POL ENVIR

This course examines the nonmarket components of business and the broader political, regulatory, and civil context in which companies function. This course addresses how businesses interact with political and regulatory institutions, as well as the general public, with a focus on the global economy. The first portion examines the realities associated with political economy and the actual making of laws and regulations by imperfect politicians and regulators. The second portion analyzes the economic rationale for legislation and regulation in the presence of market failures. The course covers specific market failures and potential solutions including government regulation.

BEPP900 RESEARCH SEMINAR

Of the many ways that doctoral students typically learn how to do research, two that are important are watching others give seminar presentations (as in Applied Economics Seminars) and presenting one's own research. The BEPP 900 course provides a venue for the latter. Wharton doctoral students enrolled in this course present applied economics research. Presentations both of papers assigned for other classes and of research leading toward a dissertation are appropriate in BEPP 900. This course aims to help students further develop a handson understanding of the research process. All doctoral students with applied microeconomic interests are encouraged to attend and present. Second and third year Applied Economic Ph.D. students are required to enroll in BEPP 900 and receive onesemester credit per year of participation.

BEPP941 DEVELOPMENT ECONOMICS

This course will cover current microeconomic issues of developikng countries including poverty, risk, savings, human capital, and institutions. We will also explore the causes and consequences of market failures that are common in many developing countries with a focus on credit, land, and labor markets. The course is designed to introduce recent research with focus on empirical methods and testing theories with data.

Finalist (top 5), Hamilton Project Policy Innovation Competition, 2007 Economic Growth Center Prize, Yale University, 2003

How can cows be good savings vehicles?, The Economist 10/15/2013 There’s more to ‘womenomics’ than keeping cows in India, The Guardian 10/12/2013 Bad investments do good, The Economist 10/03/2013 ‘Continued Existence of Cows Disproves Central Tenets of Capitalism?’, The Atlantic 09/23/2013 Cows as safe assets, FT Alphaville 09/23/2013 Column: What are you paying your mutual fund?, Financial Express 07/13/2010

Knowledge @ Wharton

How Ignoring the Fine Print Caused Indian Investors to Pay More for Less, Knowledge @ Wharton 11/10/2010 A Groundlevel View of India’s New Opportunities and Challenges, Knowledge @ Wharton 08/26/2010 Microfinance’s Elusive Quest: Finding an Accurate Measure of Social Impact, Knowledge @ Wharton 11/24/2009 Micro Insurance: A Safety Net With Too Many Holes?, Knowledge @ Wharton 09/30/2009